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Mobile Home Insurance - Available In All 50 States

Mobile Home Insurance

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1-800-771-7758

For 21 years, MobileHomeInsurance.com agents have been helping owners of manufactured and mobile homes find insurance coverage at competitive rates. We make it simple for you to explore your options and get started today! Whether you own a single-wide, double-wide, or modern manufactured home, finding the right insurance coverage is an important part of protecting your investment. Through SkyBlue Insurance, our agents help homeowners compare available insurance options from participating insurance providers across all 50 states. Coverage options may include protection for your home, personal belongings, personal liability, and additional living expenses following a covered loss. Specific coverage, limits, deductibles, eligibility, and availability vary by insurance carrier, state, and policy.

Get Your Quote

1-800-771-7758

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Mobile Home Insurance for Single-Wide, Double-Wide & Manufactured Homes

Every manufactured home is different, and insurance needs can vary based on the home's age, size, location, and condition. Explore coverage options for different types of mobile and manufactured homes.

Single-Wide Mobile Home Insurance

Single-wide mobile homes may qualify for insurance coverage that helps protect the structure, personal belongings, and personal liability. Available coverage depends on the insurer, home, and location.

Double-Wide Manufactured Home Insurance

Double-wide manufactured homes often provide additional living space and may have different replacement costs. Compare coverage limits, deductibles, and policy options to find coverage that meets your needs.

Older Mobile Home Insurance

Older mobile homes may have additional insurance requirements based on age, condition, and updates. SkyBlue Insurance agents can help you explore available insurance options from participating providers.

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Frequently Asked Questions About Mobile Home Insurance

Find answers to common questions about manufactured and mobile home insurance coverage, costs, and eligibility.

What does mobile home insurance cover?

Mobile home insurance may provide coverage for the structure of your manufactured or mobile home, personal belongings, personal liability, and additional living expenses following certain covered losses. Specific coverage, limits, and exclusions depend on your insurance policy.

Is manufactured home insurance different from homeowners insurance?

Manufactured home insurance is designed for the unique construction and insurance considerations of mobile and manufactured homes. Although some protections are similar to traditional homeowners insurance, policy terms, eligibility, and coverage options can differ.

Can I insure an older mobile home?

Some insurance companies offer coverage for older mobile homes. Availability may depend on the home's age, condition, location, maintenance history, and other underwriting requirements. A SkyBlue Insurance agent can help you explore available options.

How much does mobile home insurance cost?

Mobile home insurance premiums vary depending on factors such as location, home age, replacement value, coverage limits, deductible, and insurance provider. Comparing available insurance options can help you evaluate coverage and pricing.

Can I compare mobile home insurance quotes?

Yes. SkyBlue Insurance helps homeowners explore available mobile home and manufactured home insurance options from participating insurance providers. Comparing policies can help you understand differences in coverage, deductibles, and premiums.

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Mobile Home Insurance Resources & Guides

Explore helpful resources about manufactured homes, insurance coverage, and protecting your investment.

Looking for coverage? Explore insurance options with SkyBlue Insurance .

MHI Included Coverage:

  • Comprehensive Coverage
  • Optional Replacement Cost Coverage
  • Liability Coverage
  • Additional Living Expenses
  • Trees, shrubs, plants, and lawns
  • Credit Card and Check Forgery
  • Fire Department Service
  • Food Spoilage coverage
  • Personal Injury Protection coverage
  • Locksmith coverage
Foremost mobile home Insurance - Manufactured home insurance

Optional Mobile Home Insurance Coverage to Choose From:

  • Water Damage from sewers and drains
  • Earthquake coverage
  • Trip coverage when moving your home
  • Personal Liability coverage on additional residences
  • Scheduled Personal Property coverage
  • Replacement Cost coverage (mobile home, other structures, and personal belongings)
  • All-perils coverage for tools
Important Coverage Information

Important Coverage Information: Insurance coverage descriptions provided on this website are for general informational purposes only. Coverage options, limits, exclusions, deductibles, eligibility requirements, and availability vary by insurance carrier, state, and individual policy. Not all coverage options are available from every insurance provider. Please speak with a SkyBlue Insurance agent to review available options and specific policy details.

Important to protect your investment with flexible mobile home insurance

Your mobile home may be the largest investment you will ever make. It’s important to protect your investment with flexible mobile home insurance.  Mobile Home Insurance knows insurance from every angle, especially being one of the first insurance businesses to provide insurance for mobile homes since the 1950s. Having such a strong legacy of providing quality products to customers. You can find a wide range of mobile home insurance policies that are guaranteed to fit your needs.  Some of the Mobile Home Insurance providers we represent include:
  • Foremost Insurance
  • Aegis Insurance
  • American Modern
  • Assurant Mobile Home Insurance
Modern manufactured mobile home with covered porch, white siding, and landscaped yard

Mobile Home Insurance policies offer comprehensive coverage, which provides coverage for losses such as:

  • Hail or wind damage
  • Collapses from snow or ice weight
  • Damage from stray or wild animals
  • Damage resulting from burst pipes
  • Theft
  • Explosions
  • Landslides
  • Vandalism
  • Fire

Foremost Insurance also provides mobile home liability insurance which protects your property against lawsuits and losses stemming from property damage or bodily injury. These lawsuits can be pricey without mobile home insurance. Your Mobile Home Liability Insurance policy will cover the cost of:

  • Property damage
  • Pain and Suffering
  • Lost Wages Medical Bills
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SkyBlue Insurance

SkyBlue Insurance is an authorized representative for some of the top Mobile Home Insurance Coverage providers in the nation. We can find you amazing rates for your mobile home. Some of the carriers we represent include:

SkyBlue Insurance logo – More options. Better choices.
Foremost Mobile Home Insurance
Aegis Manufactured Home Insurance - Logo
Assurant Mobile Home insurance - manufacturer home insurance
American Modern mobile home insurance

SkyBlue Insurance welcomes new mobile home customers. Our knowledgeable agents are readily available to give you free Mobile Home Insurance quotes.

Popular Coverage Options Include:

*Hobby farm or ranch liability

*Identity fraud expense and management including monitoring

*Incidental business liability

*Personal injury

*Water damage from sewers and drains

*Earthquake coverage

*Trip coverage when moving your home

*Personal Liability coverage on additional residences

*Scheduled Personal Property coverage

*Replacement cost coverage (mobile home, other structures, and personal belongings)

If you want to skip the process of speaking to an agent, you can also go online and get an instant Mobile Home Insurance Quote for free!

Speak with Agent

Mobile Home Insurance Coverage Options

Mobile Home Insurance Comprehensive Protection

– Your policy covers any cause of loss (fire, lightning, wind, hail, explosion, burst water pipes, and so on) unless that cause is specifically excluded in the policy documents.

Mobile Home Insurance Stated value loss settlement

– For a total loss, settle at the state value of your home which is listed on your policy. There is no depreciation deduction. For a partial loss, paid the actual cash value of the loss, but you can upgrade that to a replacement cost valuation.

Mobile Home Insurance Liability

– You are covered if an injury occurs to someone while on the premises, or if you accidentally injure someone or damage property away from your home.

Mobile Home Insurance Personal property

– Your personal belongings are protected on an actual cash value basis if the home suffers a covered loss.
Get Your Quote
Speak with Agent

Mobile Home Insurance

Mobile Home Insurance | Manufactured Home Insurance | Mobilehome Insurance Quote

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